Search Results for: earthquake

Tackling Insurance Terminology; Homeowner’s Insurance

Posted on by Brad Smith

Homeowners Insurance is the insurance policy used to protect your home and contents.  Insurance for your house can come in various forms. Taking the time to understand what your policy does and doesn’t cover is essential.   In its most common form, home insurance is written as a package policy. A package policy occurs when […]

Dwelling Fire Policy

Posted on by Brad Smith

          August 7, 2018 Dwelling Fire Policy A dwelling fire policy is most often considered for properties that do not meet the eligibility requirements required for a standard homeowners policy.  While coverages will vary for one insurance company to the next, coverages offered by typical homeowners policies will provide protection against […]

Special Form

Posted on by Brad Smith

August 4, 2018 Special Form (Homeowners Insurance Covered Causes of Loss: Special Form) The Special Form is the most comprehensive of the three ISO (International Organization for Standardization) forms used by the insurance industry.  The forms are used to define which perils or causes of loss are covered.  Unlike the Basic and Broad Form, the […]