Benefits

TruePoint’s work with clients may start with their home and auto insurance, but it certainly doesn’t stop there. We are all constantly exposed to risk, many that apply to the large segments of the populations such as driving your car to work and back. However, there are other risk that may need to be addressed that may be more dependent on your age, family status, geographic location, employment status, lifestyle and many other factors, all of which make up your own unique risk profile. TruePoint offers markets for:

Life Insurance

Disability Income Insurance

Long Term Care Insurance

Life Insurance

To protect your loved ones

If you are the primary source of income in your household, you should consider a life insurance policy. Life insurance is especially important if you have young children who may find it difficult to maintain their standard of living when you are gone. Also, your insurance policy coverage should be enough to cover funeral costs and any debt left behind which allows your family to run the day-to-day household activities upon your demise with no financial struggle.

Estate Planning/Inheritance

What will happen to your estate? Will taxes significantly reduce the amount that can be passed on to your heirs? Even if you lack assets to pass to your heirs, life insurance can be used as a tool to create an inheritance for your loved ones. TruePoint can help you work through these and many other questions to determine how life insurance might be used to reduces risk for you and your family.

Disability Income Insurance

What will happen if you are unable to work? If you aren’t covered by a workers compensation policy, you might want to consider a disability income policy. This policy will provide benefits that will all individuals to continue paying their bills. The disability income policy isn’t for everyone, Speak to a TruePoint agent today and find out how this policy may benefit you and your family.

Long Term Care Insurance

Long-term care insurance is not health insurance. While elderly individuals that need assistance with daily activities often utilize it, age is not a determining factor to receive this benefit. In fact, roughly 1 in 3 individuals receiving benefits are between 18 and 64. If you would like to learn more about Long Term Care insurance give us a call and we will be happy to provide additional details and cost information regarding this increasing popular coverage.