There are many questions that arise for Savannah, GA parents who have teenagers about to start driving. If this sounds like you, then you are in the right place. TruePoint Insurance has put together several commonly asked questions to help you as you navigate this new and exciting chapter of your life.

Why Do Your Auto Insurance Premiums Increase?

New and teenage drivers are responsible for a significant portion of serious automobile crashes, and insurance companies are very well aware of this information. Because of this, they must figure out a way to balance out the risk and reward. They do this by increasing auto insurance premiums for younger and less experienced drivers.

Is It a Good Idea to Get Teens Their Own Insurance Policies?

Many parents believe they should simply get their teen their own individual auto insurance policy. However, as a general rule, when it comes down to it, adding your new teen driver to your current auto insurance policy will be less expensive than purchasing a separate policy solely for your teen driver. However, there may be instances when a standalone policy is ideal, and our team can speak to you about your individual situation and determine which option is most cost-effective for your family.

Is There Any Possible Way to Reduce Premiums?

Because your insurance premiums go up when you add your teen driver, you may want to figure out a way to save money if you can. From multivehicle discounts, if you add another vehicle for your teenager to discounts for good grades, the good news is that there are plenty of discounts available through most insurance companies.

If you have any further questions about insuring your teen driver in Savannah, GA, or if you are ready to add your teenager to your insurance policy, reach out to our team at TruePoint Insurance.