It’s amazing how remote work has become increasingly more common in recent years. If you work remotely in Pooler, GA, it’s important to consider how it may impact your home insurance. You may not be as protected as you think, and our agents at TruePoint Insurance can help.

Understanding the Liability

When you start working remotely, you may increase your liability risks – especially if employees or clients visit your home. If someone gets injured, your home insurance may not cover them.

If you have a remote employee who damages someone else’s property, your home address may be listed, which could lead to liability nightmares.

Many of the liabilities will depend on whether you’re an independent contractor or an employee. Discussing everything with an insurance agent will ensure you have the information you need to make important insurance decisions.

Is It Time for Business Insurance?

Your home insurance covers the basics for homeowners. However, if you conduct business out of your home, house business equipment in your home, or have more devices running that could be a fire risk, it may be time to look beyond home insurance.

Sometimes, your insurer may even classify your home as a business location, requiring you to obtain business property insurance (or at least a rider to cover more of your assets).

It’s better to ask than to make assumptions.

Discuss Your Home Insurance (and More) Now

At TruePoint Insurance, our goal is to ensure you’re fully protected. There’s nothing more heartbreaking than to see someone in Pooler, GA, file a claim with their insurance company only to discover coverage gaps. It could lead to all sorts of out-of-pocket expenses that you can’t afford.

Contact us today to talk more about your remote work and determine how to make some insurance updates so that you’re fully protected.