Most people know that renters insurance covers damage to your belongings in a rented house. For example, if the home catches on fire, the insurance policy pays to replace items that are damaged or destroyed. But there are many other benefits associated with renters insurance that you may not be aware of. Here at TruePoint Insurance, serving the Fisherville, KY area, we want you to know all that renters’ insurance can offer you. Here are three of the lesser-known benefits of renters insurance. 

Pays Living Expenses After a Disaster

One of the benefits of renters’ insurance is that it pays for any extra living expenses you may incur following a disaster. If your rental home floods, you may be unable to live there until it is cleaned up. Renters’ insurance will pay the difference between your rent and the cost of other living arrangements, such as a hotel. 

Covers Certain Legal Expenses From Being Sued

If someone is injured while visiting the condo, home, apartment or townhome you are renting, they may try to sue you. One of the lesser-known benefits associated with renters’ insurance is that the insurance will cover your legal expenses in these types of lawsuits. 

May Cover Damage You Accidentally Cause

The final benefit associated with renters’ insurance is that the policy may cover some types of accidental damage you cause to the rental property. Perhaps you accidentally start a small kitchen fire while cooking or hit the garage door while pulling into the driveway. Renters insurance covers the damage, protecting you against the homeowner coming after you for the money. 

Are you ready to purchase a renters’ insurance policy in Fisherville, KY? Here at TruePoint Insurance, we would love to help you. Call us today for a no-obligation quote.