Comprehensive auto insurance is an excellent option for individuals who are purchasing new vehicles, as well as for those who cannot afford to replace their vehicle if it is lost to collision, theft, or natural disaster. Residents of Fisherville, KY and surrounding areas who are interested in learning about their comprehensive insurance options can consult a TruePoint Insurance agent to learn if this coverage is the right option for them. 

Comprehensive auto insurance covers losses aside from simple collisions, typically including theft, fire, natural disaster, civil unrest and rioting, and the vehicle colliding with an animal such as a deer. If you live in an area where you may experience one of these situations, it may be wise to consider adding comprehensive auto insurance to your package. This will help ensure that you’re fully protected if an unfortunate event occurs. 

If you’re purchasing a new vehicle, it’s often common for the lender to require that you carry comprehensive auto insurance due to the value of the vehicle. This helps protect both you and the lender in case of an accident or theft. You may find that you feel more secure, overall, when you carry this type of auto insurance no matter the age of your vehicle. Comprehensive coverage helps ensure that you’re protected no matter what happens, making sure that you can pay to have your car or truck repaired or even replaced as necessary. 

When you’re deciding what type of automobile insurance to carry, there are numerous decisions to be made. Consult a friendly representative at TruePoint Insurance to learn more about the best type of coverage for your specific situation. We proudly serve the Fisherville, KY area and are happy to speak with you about the insurance coverage that’s best for you and your family, depending on the vehicles you have and the situations that you frequently find yourselves in.

There are many advantages to renting a home in Fisherville, KY as opposed to buying. You have greater freedom to move when you want and less financial responsibility. You also have the benefit of purchasing renters insurance to protect your valuables. Renters coverage is practical, affordable, and flexible, making it a smart investment in protecting your assets. Here’s how a renters policy from TruePoint Insurance can work for you.

Protection for Personal Belongings 

Whether you’re renting a house, apartment or condo, chances are your landlord will have insurance to protect his property. His coverage, however, doesn’t include your belongings. By purchasing a renters policy, you can get the insurance protection you need.

Renters insurance offers various types of protection to protect you from financial loss. Property coverage protects your belongings. If your rental home is broken into and valuables stolen, property coverage helps cover their replacement cost. It also covers your goods if they’re damaged by vandalism, fire, water due to leaky pipes and other disasters.

Protection against Liability Claims

As a renter, you’re responsible for accidents that occur on your rental property. If someone gets injured while visiting your Fisherville, KY home, you could be held liable for his medical costs. Liability insurance covers accidental injuries to protect your personal funds. It also covers accidental damage to visitors’ personal property.

Protection against Loss of Use

If your rental home is damaged by fire, tropical storm, or other disaster and you have to live somewhere else temporarily while the house, condo or apartment is being repaired, loss of use coverage helps cover these extra costs. This includes hotel bills, restaurant bills, transport bills, etc.

These are just a few ways renters insurance in Fisherville, KY can work for you. To purchase a renters policy, call or visit TruePoint Insurance today.

An Rv is not just a luxury vehicle, but a home on wheels. During your tours in Fisherville, KY, many things can happen, including a road accident. Have you figured out how much loss that would be if you didn’t have any form of insurance? 

Well, Rvs are pretty expensive. On top of that, they carry your valuables just like home. Speaking to an insurance expert in TruePoint Insurance can be a great idea as we will help you find out how much coverage is adequate for you.

Why do you need RV insurance?

We have already mentioned that RVs are like our homes on wheels, which means they carry a lot of value on the roads as well as when packed. While many states do not require drivers to have RV insurance, it makes sense to have a substantial amount of coverage in case anything happens to you out there. While they require ordinary driving skills, Rvs are bigger cars. You will need to make accurate estimations when driving or packing.

Factors that impact Rv insurance premiums

While insurance rates are different for every Rv owner, insurance companies use various criteria to calculate based on the information that you provide. Providing truthful information is a requirement as failure to do so can result in fines. Your Rv insurance premiums will be calculated based on the following factors:

• The size of your RV
• The age of the RV
• Whether you are living in it or not
• How long you will be using your Rv
• Where you pack or store your Rv when not in use
• Your location/address and many more

Your RV is a huge investment that needs to be protected at all costs. Large vehicles can cause significant damages and injuries to the parties involved. You don’t want to risk taking a tour in an uncovered car.

Do you need help buying Rv insurance? TruePoint Insurance can arm you with the right information to help you make a wise decision. Visit us at Fisherville, KY today.