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 “You’ve gotta be kidding me!” That is the sound of a new heavy-duty pickup truck owner that has just been told that he can’t get insurance. Unfortunately, your insurance agent probably isn’t kidding you, (s)he most likely can’t or doesn’t know how to obtain coverage for a vehicle that has a GVW of 10,000 pounds or more. Before heading back to the lot to get your money back pause, take a deep breath and read on.
You can get insurance at a reasonable price
If you have just purchased a F-450 or higher, certain F-350, a Silverado 3500 or any other heavy duty or super duty pickup truck, you may have to find insurance alternatives. While your agent may not have the ability to insure your truck, there are agents in Kentucky that can.
We can help you buy reasonably priced insurance for your new heavy-duty pickup truck. Learn more about the insurance options available to Kentucky residents by calling a TruePoint Truck Specialist today at (502) 410-5089.Â
The Greek historian Herodotus is credited with the saying, “Neither snow nor rain nor heat nor gloom of night stays these couriers from the swift completion of their appointed rounds.” His words were describing the dedicated work ethic of the Angarium, Royal mounted couriers in ancient Persia.
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Two thousand years later the famous words of Herodotus are now used to accurately describe another group of couriers, the US Postal Service. Granted lots have changed over two thousand years. Technological advancements and modern transportation systems have simplified the process of accurate and timely delivery of mail. However, not all advancements have made the life of mail couriers easier.
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For most of us, buying auto insurance is a rather simple process. However, for independent or rural mail carriers, obtaining auto insurance is much more complicated. Finding an agent or broker that is willing to offer mail carrier insurance is a significant challenge. It gets worse; many times those that think they have coverage for their USPS vehicle find out when attempting to file a claim, that they have purchased a policy that does not cover the vehicle while on their route.Â
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The personal cars of rural letter carriers must be covered by a commercial or business policy.  More specifically mail carrier insurance. While that doesn’t sound like it would create a big problem, it is.
The world we live in postal carriers must still brave the snow and rain. But that’s not their biggest problem. Getting through to an insurance agent that a standard personal auto policy will not provide coverage. The same is true for the standard commercial auto insurance policy, USPS letter carries are not protected.
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Still, the mail must go through. mail carrier insurance for USPS rural carriers presents a significant problem. However, the transfer of risk doesn’t have to be difficult, nor should rural delivery contractors worry if they have a policy that will provide adequate coverage in the event of an accident. Visit our website at www.insuringky.com or call and speak with a TruePoint agent for a quote that will provide you with USPS vehicle insurance.
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TruePoint Insurance Group, LLC
6287 Taylorsville Rd. Fisherville, KY 40023
6287 Eagle Lake Dr Lawrenceburg, KY 40342
Pooler, Georgia Location to be announced soon
Kentucky and Indiana Rural Letter Carriers: (502) 410-5089
Georgia and South Carolina Rural Letter Carriers: (912) 330-1265