Insurance

KY AUTO DEALERS INSURANCE REQUIREMENTS

Posted on by admin
Kentucky Auto Dealer InsuranceBusinesses operating as Motor Vehicle Dealers in Kentucky are governed by the Commonwealth’s Motor Vehicle Commission. All dealers are required to obtain a license from the commission and are must meet several requirements. One of which is that all auto dealers operating in Kentucky must maintain garage liability coverage.
As of December 31, 2015, the minimum liability coverage required for car dealers in Kentucky is an amount of $250,000 per person and $500,000 per occurrence and $250,000 for property damage.new and used car sales in Kentucky
Insurance products for Auto Dealers and Garages can be confusing, even to a licensed insurance agent. Make certain that you understand the various types of coverages. For additional information that may impact your unique circumstance, you can begin by learning more about two common and often misinterpreted coverages. Click on the following link to learn more about Garage Liability and Garage Keepers Coverage.
This brief summary of Kentucky’s required liability coverage is not intended to address all coverages that should be utilized by Kentucky’s Auto Dealerships. Laws governing the sale of motor vehicles in Kentucky can be found in the Kentucky Revised Statutes (KRS Chapter 190). Please review the most recent changes to KRS Chapter 190 for the most complete and update requirements for Motor Vehicle Dealers for a complete list of requirements including the most recent changes which may include changes impacting insurance requirements for both Franchise New Car Dealers as well as Used Auto Dealers. Additional coverages including, but not limited to Property (buildings as well as business personal property, workers compensation, and various other coverage types that might be necessary to provide your unique auto dealership with an appropriate and complete risk management plan. For a full analysis of your situation email a TruePoint Insurance Agent, or call (502) 410-5089.
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Insuring A Happy Camper

Posted on by admin
Making sure Kentucky has Happy Campers starts with Happy Campground Owners. TruePoint is proud to work with Kentucky’s Campground owners to reduce and effectively manage risk. In the end that means not only a safer experience for campers, but in the long run campgrounds that more effectively manage their risk can in turn reduce the cost to the end users.

TruePoint’s role is to offer coverages that are customized for the unique risk that campgrounds are exposed to. Exposures that range from boat slips or docks, to swimming pools, to fireworks displays, groceries, laundries, bath areas and possibly Trailer Spotting. Offering coverages is not enough, our goal is to always be transparent in the sharing of information with the ultimate goal of providing campground owners a full arsenal to manage their risk.
We offer access to coverages that have been approved by the KOA Owners Association. In addition to coverages for the risk mentioned above we can also accommodate and provide coverage for sewer backup, watercraft liability, camping equipment, fire rings, LP gas sales, restaurants and bars, commercial kitchens, various sporting activities and special event coverages. We can offer coverage to seasonal facilities as well as those that provide year round camping.
A few requirements:
All swimming areas must be fenced and gated, signs posted requiring adult supervision at all times and no diving signs conspicuously postedRental power vehicles, whether for land or water use must adhere to standards that vary based on insurance carrier.Certain powered vehicles such as ATV’s, Dirt Bikes, Go-Karts and Ultralights are in most cases not allowed.The bottom-line:SPEED KILLSSpeed limit signs required for all private roadsRental units (RV, Cabins, Etc.) are subject to standards based on age and property condition that varies between insurance options
Some no-no’s include:
No Trampolines
Fireworks limitations do apply to some options
No Diving boards, water slides, or rope swings for pool or other water source use
No Hang Glider or sailplane rentals
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Certificates of Insurance

Posted on by admin
Business transactions frequently require the valuable protection provided by insurance. A Certificate of Insurance is a document that is often requested as proof that adequate insurance exists. A certificate is not the same as a policy and certificates do not affect the coverage provided by a particular insurance policy. Therefore, requests to "endorse the certificate of insurance" are inappropriate and misleading. A certificate is a separate document that is used to comply with a common contract requirement to verify certain types and amounts of insurance.
Certificate holders, the entity or party requiring the certificate, often demand that they appear as "additional insureds." This requires an endorsement (change) to the policy and it gives them coverage for injury or damage resulting from the contract.
Example: Tenant A leases a building from Property Owner B. Property Owner B demands that the tenant changes its insurance policy to also show the property owner as an additional insured. If a tenant’s customer is injured on the premises and sues both the property owner and the tenant, the tenant’s liability policy would provide coverage for both parties.
Construction contracts require certain forms of insurance, certain insurance limits, a hold harmless agreement and the inclusion on insurance policies as additional insureds. A "hold harmless" agreement is a contract provision that states how much responsibility each party accepts for damages arising out of the agreement.
A certificate of insurance can confirm that the appropriate policies were issued and that other requirements were also met. It is important to have a system for monitoring receipt of certificates BEFORE any sub-contractors are allowed to begin work. If certificates are not obtained or kept up-to-date, when the contractor’s Workers Compensation and General Liability policies are audited, the payroll for the sub-contractors without Certificates will be included with the contractor’s resulting in an additional premium charge.
Ask your insurance agent to help determine if you should be obtaining or providing certificates of insurance in conjunction with your business. In addition, when you’re required to provide a Certificate, send your agent a copy of the contract. The contract allows the agent to assist you in determining what liabilities you are accepting and what can be done to modify your insurance program to best protect your financial well-being.
COPYRIGHT: Insurance Publishing Plus, Inc. 2014
All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without written consent of Insurance Publishing Plus, Inc.
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

The TruePoint Billboard Challenge

Posted on by admin

Help us Help You and win $100
Good companies understand the importance of client satisfaction. Some even acknowledge that in their slogans. Some good examples of this are ; “I’m loving it”, “Because you’re worth it” and “You’re in good hands.”
Great companies go a step further; they listen placing an emphasis on fulfilling individuals and families basic needs with products and services that improve their lives. “Have it your way,.” No one spells out the significance of client input better than Olympus. “Your vision. Our future.”
We’re Listening. The Billboard Challenge is your chance to chime in, and an opportunity for us to lay the foundation for a successful future. What we need from you is your input. Help us by providing comments that relate to any of the following:
What you expect from your insurance agent; orWhat makes TruePoint different; orHow you would describe TruePoint
TruePoint Challenge entrees must be four words or less. One submission will be selected for use on the agency’s billboard and will receive $100.
Please visit http://www.insuringky.com/#!the-truepoint-billboard-challenge/clua to enter!
The TruePoint Challenge is open to all Kentucky residents age 18 or older. Entries are limited to two per individual. Registration deadline is Sunday August 16th, 2015 by 11:59 p.m. EST.

Saving Water Damaged Property

Posted on by admin

 

Salvage experts, property specialists, and government agencies advise that quick action is critical when dealing with water-damaged property. Many types of personal property can be saved within 48 hours of being exposed to water.

Warning 
Water damage property may be insure. You are not. Safety first.
What’s in the water

Before trying to save property, make sure that YOU are safe. Flooded buildings can be hazardous. Make sure that there is no danger of electrocution by turning off power and avoiding fallen utility lines. Do not come in contact with water containing sewage and make sure the floor, ceiling, and wall support pose no danger.

Tips On Handling Personal Property

Photographs – Remove from plastic/paper enclosures or frames; carefully rinse with cool, clean water; DO NOT touch or blot surfaces. Air dry, hang with clips on non-image areas, or lay flat on absorbent paper. Keep photographs from contact with adjacent surfaces or each other.

Paintings – Remove from frames in a safe, dry place. Do NOT separate paintings from their stretchers. Keep paintings horizontal and paint-side up with nothing touching the surface. Avoid direct sunlight.

Books – If rinsing is necessary, hold book closed. If partially wet or damp, stand on top or bottom edge with covers opened to 90° angle; air dry. If very wet, lay flat on clean surface; interleave less than 20% of book with absorbent material; replace interleaving when damp.

Paper – Air dry flat as individual sheets or in ÂĽ” or smaller piles, with absorbent paper placed between each wet sheet (interleaving). Do not unfold or separate individual, wet sheets. Keep coated papers wet by packing in boxes lined with plastic garbage bags; freeze (maps or manuscripts), sponge water out; pack loose flat sheets in flat boxes or plywood covered with plastic sheets. If there are too many items for air drying, interleave (by groups or individually) with freezer or waxed paper; pack papers or files, standing up in sturdy containers; pack containers only 90% full and freeze.

CDs, DVDs – Remove from cases and bathe in clean distilled water, dry with lint-free towels and insert into new casing and copy.

Clothing/Fabrics – Brush off all loose, dried dirt. Rinse thoroughly in cold water as soon as possible until as much mud as possible is removed. Repeat if necessary. Do not use hot water as it sets stains from red or yellow clay. Machine wash when no more dirt can be rinsed out.

Wood Furniture – Rinse/sponge surfaces gently to clean, blot, and air dry slowly. If any painted surfaces are blistered or flaking, air dry slowly without removing dirt or moisture. Weigh down or clamp veneers in place while drying; separate weight from veneer with protective layer. (Finishes may develop white haze; treat later with wood cleaning product.)

Upholstered Furniture – If antique or VERY valuable, get professional estimate on cleaning/restoring.

Metal – Use gloves to handle, rinse/sponge and blot metal object, air dry. If object has applied finish, do not clean. Air dry; keep flaking surfaces horizontal.

Leather (including shoes) and Rawhide – Rinse/sponge with clear water to remove mud, drain and blot to remove excess water, pad with toweling or unlinked paper to maintain shape, air dry. Manipulate tanned fur skins during drying to keep skins flexible.

Baskets – Rinse, drain and blot to remove excess water, stuff with clean paper towels or cotton sheets to retain shape and absorb stains, cover with clean towels and air dry slowly, regularly changing blotting material.

Be Practical and Prioritize

Often it is impractical or impossible to try to save everything, so prioritize. Work on the property that is MOST important to you and that is most vulnerable to permanent damage. One practical consideration is to forget about fully upholstered furniture and mattresses. Such property is usually impossible to properly dry and is often contaminated.

COPYRIGHT: Insurance Publishing Plus, Inc. 2014

All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without the written consent of Insurance Publishing Plus, Inc.

TruePoint Insurance Group, LLC

6287 Taylorsville Rd.

Fisherville, KY 40023

(888) 706-5423

TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Child Passenger Safety

Posted on by admin
Here are some tips on protecting children, the persons most vulnerable to injuries during car accidents.
Child Restraint Laws
While you might think it would be safe to comply with your state’s child safety or restraint law, we have a surprise for you. A National Safe Kids campaign review of state child restraint laws found many to be inadequate. Existing restraint laws:
Include penalties for violations that are too minor to encourage compliancerarely establish restraint guidelines for children older than eighthave too many vehicle or use exceptionstypically do not offer child-seat loaner or assistance programs
How Are Children Best Protected?
Here are some considerations for protecting young auto passengers:
Infants-Should be in well-constructed and padded infant carrier that should be located in a rear seat. Infant seats should be designed to face the rear of the seat and NOT the front of the passenger area. Infants must be protected from the chance of being thrown forward into hard surfaces.
Toddlers-Should be in well-constructed, padded child carriers that, while facing forward, should only be placed in the rear passenger seats. Again, this is to minimize the chance of hitting hard surfaces (such as a dashboard or a windshield) and to avoid air bags that are designed to protect adults.
Pre-schoolers-May transition from child carriers to well-constructed and padded booster seats. The purpose of boosters is to make sure that seat belts fit properly. As with child carriers, these restraints should be installed in rear passenger seats.
Older children-Around age 12, it should be safe to allow children to ride in a car’s front seat. HOWEVER, the age guideline assumes that a child has become tall and heavy enough to be properly secured by regular restraints. Be careful that shoulder straps either fit these children properly or are properly tied-down so they don’t represent a hazard. Also, be realistic. Age is a secondary consideration to body size. If a child’s small build results in a poor fit for regular seat belts and shoulder straps, continue placing the child in the rear with a secure seat belt.
A disconcerting fact from the National Safe Kid campaign survey is the high incidences of children who are allowed to ride in cars without restraints or while improperly secured. This sad fact results in hundreds of thousands of serious injuries and deaths. Every passenger in a vehicle should use restraints that are appropriate for his or her age and size. Don’t depend on a law; depend on what’s needed to keep everyone safe.
COPYRIGHT: Insurance Publishing Plus, Inc. 2014
All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without written consent of Insurance Publishing Plus, Inc.
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Summer means backyard grilling-safely!

Posted on by admin

Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family.
Keep in mind, however, that when you grill, you’re literally playing with fire. Thousands of residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling accidents.
There’s good news, though: You can prevent grilling accidents by taking some simple precautions. The tips below can help ensure you cook only your burgers — and not your house — the next time you fire up the grill.
TIPS FOR ALL GRILLS
Your grill, whether gas or charcoal, should be on a level surface outdoors, away from anything that could be ignited by flames (bushes, fences, etc.).
NEVER use a grill indoors. Odorless carbon monoxide fumes could kill you.
Keep your grill clean and well-maintained. Check parts regularly to determine if replacements are needed.
Never leave a hot grill unattended or let children play near it.
CHARCOAL GRILL TIPS
From Kingsford.com
Do not add lighter fluid directly to hot coals. The flame could travel up the stream of fluid and burn you.
Never use gasoline or kerosene to light a charcoal fire.
Use flame-retardant mitts and long-handled barbecue tongs, as coals can reach up to 1,000 degrees.
To dispose of coals, allow the ashes to cool for at least 48 hours before disposal in a non-combustible container. If you cannot wait 48 hours, carefully place coals individually in a can of sand or bucket of water.
GAS GRILL TIPS
From the National Fire Protection Association
Check your grill’s hoses for leaks before using it for the first time each year. Apply a light soap and water solution to the hose. A propane leak will release bubbles. If you have a leak, and it will not stop after the grill and gas is turned off, call the fire department. If the leak stops when the grill and gas are turned off, have your grill serviced by a professional.
If you smell gas while cooking, immediately get away from the grill and call the fire department. Do not move the grill.
Do not keep a filled propane tank in a hot car or trunk. When getting containers refilled, make that your last stop before going home.
Store propane tanks in an upright position, and never indoors.
From all of us at TruePoint Insurance happy grilling, and stay safe this summer!
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Owners & Contractors Protective Liability

Posted on by admin

Under an Owners and Contractors Protective Liability Policy (OCP), the insured (typically a property owner or general contractor) is protected against a lawsuit claiming harm or damage caused by work that an independent contractor performs for the insured. It also covers liability related to the insured’s responsibility of supervising such contractors.
A feature that makes the form unusual is that the named insured is NOT the person who buys the coverage. The buyer is the contractor. The named insured is covered for the actions of that particular contractor and also for their own acts and omissions (failure to take action) related to their supervision of that contractor.
This indirect liability involves injury or damage caused by an employee under a strict employer-employee relationship. However, under the following circumstances, the financial consequences of acts committed by independent contractors may be attributed to a property owner or general contractor:
The circumstance involves work that is inherently dangerous (such as excavation or use of explosives) The act involves duties that, under local, state or federal law, a project owner cannot delegate to others The action that causes harm or damage is the result of negligently hiring an incompetent contractor
There are no requirements concerning the type of work a named insured has hired a contractor to perform. Therefore, the insured project may be personal, farm or commercial in nature. The only requirement is that vicarious liability exists between an owner who has a contractor working for that owner or a contractor who has sub-contractors or independent contractors working on his behalf.
OCP policies have become increasingly popular for various reasons. One reason is that additional insured endorsements are becoming more restrictive. Another reason is that more insurers insist on using forms that include aggregates limits. Related directly to this reason is a growing concern that having more than one insured on a policy increases the chances of exhausting the policy’s aggregate limit.
An insurance professional would be just the person to contact to discuss this very important coverage.
COPYRIGHT: Insurance Publishing Plus, Inc.2014
All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without written consent of Insurance Publishing Plus, Inc.
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Do Renters Need Insurance?

Posted on by admin
Why Renters Should Buy Insurance
People are renters for different reasons. Regardless whether it is because of financial necessity or a lifestyle preference, renters frequently choose not to insure for reasons such as:
Insurance isn’t necessary because there’s no home, garage or similar property to worry aboutThere’s coverage automatically provided by my landlord, host or relative with whom I’m livingI can’t afford itI don’t have enough possessions to insureThere’s little chance that anything will happen to my possessions
Busting Renters Insurance Myths
The only thing true about the above reasons for not getting renters insurance is that they can cause real misery from an uninsured loss. Renters need to consider the following:
Possessions are purchased over time. This fact makes it less obvious that a renter may own tens of thousands of dollars worth of property that needs to be insuredMany belongings are very high-value. Renters should consider what jewelry they own and pay particular attention to their electronics situation (stereos, CDs, CD players, game systems, speakers, computers, etc.) Even modest living areas can hold lots of expensive property.Renters insurance is affordable, often well under $200 per year.Insurance policies carried by landlords typically offer little or no coverage for property that is owned by tenants and guests.The same things that can damage a building can damage the property in the building, particularly natural disasters and fires; so a building’s contents are very vulnerable to loss
What about Being Sued?
Renters who don’t carry insurance should remember that they also need protection for their legal obligations to others. What if you’re on a softball team with your friends and you smash a line drive into the face of another player? Emergency treatment and cosmetic surgery is expensive.
If you rent and you don’t have insurance…then you have a very good reason for contacting an insurance professional to get you covered….now!
COPYRIGHT: Insurance Publishing Plus, Inc. 2013
All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without written consent of Insurance Publishing Plus, Inc.
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.

Boat Owners Coverage

Posted on by admin

The insurance approach for covering boats and boating property is quite similar to what is used to protect cars and homes. Essentially insurance is offered on a package basis, meaning that there is coverage for physical property as well as protection against the legal and financial consequences of injuring others or damaging property that belongs to others.
Property Coverage – Typically a boatowners policy covers:
Boats – Refers to property designed to travel on water and includes sails, its permanent equipment, spars and fittings.Boating Equipment – Includes a wide variety of property that is used in conjunction with boats and it includes accessories. Items considered as equipment are property used for communication (radios), navigation, sonar, radar, outboard motors, dinghies, skis and sports equipment (recreational flotation devices) that are towed by boats and similar property. As a rule of thumb, the more related an item is to the ownership and use of a boat, the greater the justification to classify it as boating equipment.Boat Trailers – Trailers used (and designed) for transporting boats (as defined by the policy).
This property must be owned by the person who is named as the policyholder. There are limited instances when such property that is temporarily in the policyholder’s possession also qualifies for coverage.
Items and situations that aren’t covered include boating property that is used in business activity, losses that involve races or competitions (an exception is made for sailboats) and boats that are used, full-time, as residences.
Liability Coverage – Besides protecting boating property, a boatowners policy also responds to claims or lawsuits caused when another person is injured, and /or when another person’s property is damaged or destroyed. An example would be a collision where the owner of a large speedboat collides with a person on a jet ski, seriously injuring the rider and demolishing the jet ski. The policy would handle both portions of such a loss. The liability portion would also provide a legal defense against lawsuits.
Another important coverage under the liability section is medical payments. This provides reimbursement for, typically, emergency or immediate medical treatment expense. Consider a person who slips on a boat deck and needs transportation to an emergency for treatment of a broken bone or concussion. Such costs would qualify under medical payments.
As is the case with property coverage, there are liability situations that are NOT covered by a boatowners policy, including losses that involve business activity, transmission of communicable disease, unauthorized operation of boating property, intentional acts, and criminal activity.
Boating property is a substantial investment and boatowners coverage is an efficient, affordable way to guard against accidental losses.
COPYRIGHT: Insurance Publishing Plus, Inc. 2015
All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without written consent of Insurance Publishing Plus, Inc.
TruePoint Insurance Group, LLC
6287 Taylorsville Rd.
Fisherville, KY 40023
(888) 706-5423
TruePoint Insurance Group, LLC is not licensed to practice law, nor can it provide legal counsel. This summary is not intended as a legal opinion. We cannot warrant that the opinions and representations provided in this summary are accurate. TruePoint Insurance Group, LLC has provided this summary of the Virginia Graeme Baker Act for your awareness. The summary may or may not identify your requirements as a pool or spa owner. If you own a pool or spa you are advised by TruePoint Insurance Group, LLC to refer your specific situation to legal counsel.