Auto Insurance in Georgia

Buying a new or used car is a significant investment that needs to be adequately protected. One of the best ways to protect your car is to purchase auto insurance. For those that are in Pooler, GA and other areas of the state, several factors need to be considered before buying an auto insurance policy.

State Requirements

Similar to all other states, Georgia has minimum liability insurance requirements for all car owners. The state requires that all drivers carry some liability insurance that provides bodily injury coverage of $25,000 in bodily injury coverage per person and $50,000 per incident. The state also requires that you have $10,000 in property damage liability coverage and $10,000 in personal injury protection. These will provide adequate coverage to the other party if you are at fault in an accident.

Collision Coverage

While it is important that you have the liability coverage to stay compliant with the law, it would also be beneficial to carry collision coverage. This policy will provide you with insurance coverage in the event your car is damaged in an accident in which you were at fault.

Comprehensive Coverage

Depending on your auto loan or lease agreement, you may also be required to carry comprehensive coverage. This type of insurance will provide you with coverage if your car is stolen, damaged by fire, vandalized, or you are involved in an accident with an animal.

For those that are in need of auto insurance in the Pooler, GA area, it would be a responsible idea to contact TruePoint Insurance. We are a leading provider of auto and other types of insurance to consumers located all over the state of Georgia. Reach out to our TruePoint Insurance agents to have your questions answered and try our online rating tool for quotes on auto and home insurance.